A direct lender working mainly through approved dealer networks, funding used vans and light commercial vehicles across the UK.
Blue Motor Finance underwrites hire purchase agreements for used vehicles sold through its network of approved independent and franchise dealers, rather than lending directly to consumers browsing privately. Rates depend on vehicle age, deposit and credit profile.
Buyers purchasing through an approved dealer who want a straightforward HP agreement without going through a broker first.
| Minimum age | 18 |
| UK residency required | Yes, UK resident |
| Minimum income | Assessed via dealer application, no published fixed minimum |
| Self-employed accepted | Yes, subject to standard affordability checks |
| Credit check type | Hard search |
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Dealer sorted the finance in about an hour. Paperwork was clear and no surprises on the final figure.
